FINANCIAL TRANSACTION CONTROL SYSTEM, APPLICATION THEREFOR, AND FINANCIAL TRANSACTION CONTROL METHOD

摘要

[Problem] To provide a financial transaction control system that makes it possible to prevent unauthorized use via skimming or identity fraud by a third party in financial transactions such as use of credit and use of debit. [Solution] A financial transaction control system in which an open passcode and a close passcode are set and registered in a financial transaction processing application file generated for each user account. Authentication of an open passcode transmitted by a user terminal is required in processing for opening a financial transaction processing application file, and when financial transaction information is subsequently received from a financial transactor and editing processing for editing the financial transaction information in the financial transaction processing application file is performed, an approval request regarding the financial transaction information is transmitted to the user terminal, the financial transaction control system waits for a reply including approval information, and after authentication of a close passcode included in the approval information included in the reply, processing for handing over financial transaction processing data to a payment management system and processing for closing the financial transaction processing application file are performed.