P2P TRANSACTION SYSTEM OF A DEBT RIGHT OF RECEIPT BASED ON P2P TRANSACTION

摘要

The present invention relates to a system for trading a right for collecting principal and interest through P2P transaction. The system for trading a right for collecting principal and interest comprises: a P2P exchange server for receiving setting for a predetermined product of a predetermined affiliated P2P company to be sold among products held by a first investor and an amount with respect to the predetermined product from a first investor terminal, receiving a virtual account for P2P exchange transaction from an open banking platform, inquiring whether purchase is possible of a predetermined affiliated P2P company platform when a second investor terminal requests the purchase of the predetermined product, and remitting the amount with respect to the predetermined product to the virtual account for the P2P exchange transaction through the open banking platform when it is determined that a second investor is able to purchase the predetermined product; an open banking platform for issuing a P2P exchange escrow account, which is a derivative account derived from a P2P exchange parent account, to the P2P exchange server, and collecting the issued P2P exchange escrow account when sale of the predetermined product is completed between the first and second investor terminals; and an affiliated P2P company platform for receiving a request for asking whether the second investor is able to purchase the predetermined product from the P2P exchange server to inquire an investment limit of the second investor, and transmitting feedback about whether the second investor is able to purchase the predetermined product to the P2P server.