PROCEDURE TO EFFECT AUTHENTICATED PAYMENTS WITH A MOBILE DEVICE OF THE PURCHASER

摘要

The present invention relates to a method for carrying out authenticated payments with a mobile terminal of the buyer, in which an identification code of the seller is generated which, in addition to the payment amount, contains the information necessary for carrying out the payment, the information code being read in by means of the mobile terminal and by means of the terminal is sent the information necessary to carry out the payment to the receiving device of a payment institution, which carries out the payment. The method according to the invention is characterized in that the identification code additionally contains information on the sending of confirmation information by the payment institution to the seller or to a recipient assigned to the seller. To confirm the execution of the payment by a confirmation sending system of the payment institution, the digital message is advantageously sent to the seller or to the recipient assigned to the seller.