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Interest calculation device, interest calculation method, and interest calculation program

机译:利息计算装置,利息计算方法和利息计算程序

摘要

[Problem] When creating a repayment schedule for a loanee to repay on the basis of loan conditions, even if the contents related to interest calculation are changed within the interest calculation period of the same repayment date, the interest corresponding to the changes Provided are an interest calculation device, an interest calculation method, and an interest calculation program that appropriately calculate interest using a calculation formula. An interest calculation apparatus (100) includes a control unit (102) that calculates interest on a repayment schedule created based on loan conditions. The control unit 102 includes a loan condition creation unit 102a that creates a loan condition for a loan from a loan company to a loan recipient company, and a repayment schedule that creates a repayment schedule for the loan recipient company to repay based on the loan condition. When the content related to interest calculation is changed within the interest calculation period of the same repayment date when the preparation unit 102b and the repayment schedule are created, the interest calculation formula is divided and calculated for each period when the content related to interest calculation is different. An interest calculation unit 102c that creates repayment data of a repayment schedule. [Selection diagram] Figure 1
机译:[问题]在为借方创建根据贷款条件还款的还款时间表时,即使与利息计算有关的内容在同一还款日期的利息计算期内发生了变化,与所提供的更改相对应的利息也是使用计算公式适当地计算利息的利息计算设备,利息计算方法和利息计算程序。利息计算设备(100)包括控制单元(102),控制单元(102)根据基于贷款条件创建的还款时间表计算利息。控制单元102包括:贷款条件创建单元102a,其创建从贷款公司到贷款接收者公司的贷款的贷款条件;以及还款时间表,其基于贷款条件创建供贷款接收者公司偿还的还款时间表。 。当创建准备单元102b和还款时间表时,在与还款日相同的利息计算期间内,与利息计算有关的内容发生了变化时,将与利息计算有关的内容按每个期间分割并计算利息计算公式。不同。利息计算单元102c创建还款时间表的还款数据。 [选择图]图1

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