METHODS FOR EARLY CREDIT RISK ESCALATION AND MANAGEMENT AND DEVICES THEREOF

摘要

Systems and methods for assessing a credit exposure risk are provided. The methods include collecting credit facility data from at least one credit lender server device; determining, based on the credit facility data, at least one feature vector that is associated with at least one credit borrower device; applying at least one escalation rule to the feature vector; determining whether the at least one feature vector satisfies the applied escalation rule; and when the at least one feature vector is determined as not satisfying the applied escalation rule, performing an escalation action with respect to an entity associated with the credit borrower device.