METHODS FOR IMPROVED EMBEZZLEMENT RISK MODELING TO FACILITATE INSURANCE-BASED ASSET PROTECTION AND DEVICES THEREOF

摘要

Methods, non-transitory computer readable media, and embezzlement risk analysis devices that improve embezzlement risk modeling to facilitate insurance-based asset protection. With this technology, embezzlement risk data is retrieved for a trusted entity in response to an insurance underwriting request received via communication network(s). The embezzlement risk data is retrieved from one or more embezzlement risk data source devices via other communication network(s). Weighting factor(s) are applied to characteristic(s) of disclosable event(s) extracted from the retrieved embezzlement risk data to generate at least one risk score reflective of a risk of loss of financial assets made available to the trusted entity. The risk score is output in response to the insurance underwriting request and via the communication network(s). Optionally, the risk score can be used to automatically generate an insurance underwriting decision and/or an electronic insurance policy document.