SERVICING A PLURALITY OF LONGEVITY-CONTINGENT ASSETS WITH SHARED LIABILITIES

摘要

A method for servicing longevity-contingent assets includes identifying a payout of one or more longevity-contingent assets, where a first longevity-contingent asset is associated with a first periodic premium payment of periodic premium payments, and where a benefit cash account is utilized to accrue a portion of the payout. The method further includes determining a first portion of the payout to associate with the benefit cash account in accordance with a longevity-contingent asset de-construction approach. The method further includes determining a second portion of the payout to associate with one or more debtors in accordance with the first portion of the payout, where the second portion of the payout is utilized to fund an aggregated payment of the periodic premium payments.