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Automobile Mortgage Registration System Using Non-Facial Blindness Confirmation of Internet Banking and Method thereof

机译:利用网上银行非盲盲确认的汽车抵押登记系统及其方法

摘要

In the system and method for registering a car mortgage right using a non-face-to-face real name confirmation of the present invention, when the car owner inputs the car registration number to the terminal 810 (S203), the Internet specialized bank system 700 Passing the registration number to the oncas server 220 (S204); The on-cas server 220 checks whether the vehicle number matches the owner registration number through an original assistance inquiry of the registration office (S205); A step S206 of notifying whether a mortgage loan is possible when the oncas server 220 matches the vehicle number and the owner registration number to the Internet specialized bank and the vehicle owner's complaint terminal 810 (S206); When the vehicle owner requests the calculation of the available loan amount when a loan is available through the terminal 810 (S207), the online bank system (S207), the oncas server 220 provides information necessary for calculating the available loan amount based on the vehicle number. Step 700) (S208); Calculating the loanable amount according to the formula for calculating the loan amount held by the Internet specialized banking system 700 and transmitting it to the vehicle owner's terminal 810 (S209); The vehicle owner confirms the loanable amount (S210) , And a step (S211) of contracting a loan by selecting an electronic signature or a non-face-to-face real name verification method with the civil petitioner terminal 810 (S211).
机译:在本发明的使用非面对面真实姓名确认的汽车抵押权登记系统和方法中,当车主将汽车登记号输入到终端810时(S203),互联网专用银行系统700将注册号传递给oncas服务器220(S204);现场服务器220通过登记处的原始协助查询来检查车辆号码是否与车主登记号码匹配(S205);步骤S206,当oncas服务器220将车辆编号和所有者登记编号匹配到互联网专门银行和车辆所有者的投诉终端810时,通知抵押贷款是否可能(S206);当在通过终端810,在线银行系统(S207)可获得贷款时车辆所有者请求计算可用贷款额时,oncas服务器220提供基于车辆计算可用贷款额所需的信息。数。步骤700)(S208);根据用于计算由互联网专业银行系统700持有的贷款额并将其发送给车主的终端810的公式来计算可贷额(S209);车主确认可贷金额(S210),以及通过选择与民请愿人终端810的电子签名或非面对面实名验证方法来签订贷款合同的步骤(S211)(S211)。

著录项

  • 公开/公告号KR20200105294A

    专利类型

  • 公开/公告日2020-09-07

    原文格式PDF

  • 申请/专利权人 주식회사 하이오토클럽;

    申请/专利号KR20190024279

  • 发明设计人 윤형관;안정희;

    申请日2019-02-28

  • 分类号G06Q10/10;G06Q40/02;G06Q50/26;

  • 国家 KR

  • 入库时间 2022-08-21 11:06:03

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