PEER TO PEER INVESTMENT MEDIATING SYSTEM

摘要

Various embodiments of the present invention relate to a P2P investment brokerage system. According to various embodiments of the present invention, a P2P investment brokerage system includes a loan applicant device each used by at least one loan applicant, an investor device each used by at least one investor, and a peer to peer (P2P) providing a brokerage platform. Including, the P2P investment brokerage server, obtains collateral information and platform usage fee application information from the loan applicant device through the brokerage platform, calculates a collateral evaluation index based on the collateral information, and the Generates collateral evaluation information based on the calculated collateral evaluation index, and provides the collateral information, the collateral evaluation information, and P2P private equity information related to the at least one loan applicant to the investor device through the brokerage platform, When obtaining a first platform usage fee from the at least one investor, a second platform usage fee is paid to the at least one loan applicant through the intermediary platform, and through the intermediary platform, a loan from the at least one loan applicant Interest corresponding to the interest rate may be paid, and a return corresponding to the return on investment may be paid to the at least one investor. Other embodiments may be possible.