Common Practices for Country Risk Management in U.S. Banks

摘要

The bank regulatory agencies decided in fourth quarter 1997 to review the country risk management processes used by U.S. banks to verify information and update examination guidance. This paper is intended to provide examiners and bankers with a better understanding of the variety of approaches used in U.S. banks to measure, monitor, and control country risk exposures. Information collected is not intended to depict the complete spectrum of country risk management processes used in the U.S. banking system, nor to set forth minimum regulatory requirements for country risk management processes. However, when possible, the paper identifies common elements in the country risk management process elements that should be considered by examiners during the examination of individual banks. This paper consists of an Executive Summary of Common Attributes of Country Risk Management, followed by sections discussing country risk management processes under the headings multinational banks, regional banks, and small banks.