Analysis on the Current Status of Income and Expenditure of the Basic Pension Insurance Fund for Urban Employees in Shanghai

摘要

With the rapid development of the modern social economy and the improvement of people’s quality of life, the average expectancy of life of the population has increased substantially, and the problem of population aging has become more and more serious. Taking urban employees in Shanghai as the survey objects, using EVIEWS software to analyze the trend of income and expenditure of the basic pension insurance fund for urban employees in Shanghai over time. By establishing a regression model to predict its development trend, it provides reasonable solutions and countermeasures for the existing problems. The results show that although the income of the basic pension insurance fund for urban employees in Shanghai is increasing every year, in the foreseeable future, the expenditure will exceed the income, and the gap between them will widen year by year. At the same time, Shanghai is likely to face serious fund payment risks, which will threaten the healthy and sustainable development of Shanghai’s basic pension insurance fund for urban employees.