Research on the Financing Efficiency of Long-Term Care Insurance in Pilot Cities in China

摘要

At this stage, the aging of the population in our country is becoming more and more serious, and the life problems of the elderly population are gradually appearing, so the demand for long-term care is also gradually increasing. By summarizing the literature and integrating the current status of long-term care insurance financing in pilot areas in my country, and evaluating the financing efficiency of long-term care insurance through data envelopment analysis, using fund income, per capita contribution level, and per capita financial subsidy level as input indicators, coverage rate, the number of people enjoying benefits and the level of payment to make up the evaluation index system of output indicators to conduct the research. The results found that there are obvious differences in financing efficiency between different pilot areas, and there is also a big difference in fundraising and treatment payment. All regions should clarify the responsibilities of fundraising entities, improve the efficiency of fund utilization, and lay a solid foundation for the future development of long-term care insurance.