YOU'LL WORK LONGER: Fewer years in retirement mean you won't need to save as much

摘要

WELCOME TO THE ERA OF UN-RETIREMENT. Whether by necessity or by choice, many baby-boomers expect to work until their 65th birthday or later - an age at which previous generations traditionally traded a career for a life of leisure. The percentage of workers who expect to retire after age 65 has increased steadily over the past 20 years, from 11% in 1991 to nearly 20% in 2000 and 33% in 2010. Working longer will allow some to rebuild retirement savings that were depleted in the stock-market collapse. For others, it offers a chance to hang on to employer-provided health insurance at least until they qualify for Medicare.