Not to jump to conclusions, but those cracking sounds you hear outside the window are the bones of the nation's financial powerhouses being broken. Oh, what a mess their greed has gotten us into! As I write this, the stock market is perilously close to the 20% decline that signals the onset of a bear market. The troubles of the financial sector are spreading like a cancer throughout the rest of the economy. We may muddle through and avoid a recession and a prolonged downward drift in stock prices-I still think it's possible-but then again, we may not. Given the uncertainties, now's the time to take a careful look at your own investments and personal finances. Here's a checklist to help you do so.
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