SUPERSAFE WAYS TO STASH WADS OF CASH: EXPANDED DEPOSIT INSURANCE IS JUST ONE OF YOUR NEW TOOLS

摘要

MANY DEPOSITORS FEEL safer now that the Federal Deposit Insurance Corp. has, at least through 2009, raised insurance limits from $100,000 to $250,000 per individual account. Joint accounts are covered at $250,000 per co-owner; retirement accounts, up to $250,000; and trust accounts, up to $250,000 per beneficiary. Not enough? Stretch your coverage by spreading cash among several banks. A couple of services will help you do this without sacrificing your shoe leather.