For Americans, change has become an undeniable and inescapable reality in recent years. According to Forbes, 163,662 layoffs were reported at America's 500 largest companies in January 2009 alone. Since then, more than two out of every three Americans have taken steps to pursue higher education, according to a survey by Harris Interactive, and credit card debt in the United States soared to an all-time high of $975 billion, according to the Federal Reserve. Whether it's growth, downsizing in business or home life, changing careers, choosing to work toward an extended education or changing debt management strategies, people are feeling the effects of the country's economic conditions and are making adjustments.
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