Analysis of Liquidity, Profitability and BOPO Ratio to Capital Adequacy Ratio (CAR) in General National Private Bank Listed in Indonesia Stock Exchange Period 2010–2014

摘要

The purpose of the research was to analyze the effect of liquidity ratio represented by Loan to Deposit Ratio (LDR), profitability ratio represented by Return on Equity (ROE), and operating expenses to operating income (BOPO) ratio to Capital Adequacy Ratio (CAR) as measurement of bank’squality. This research used panel data analysis with ten samples of banks that listed in Indonesia Stock Exchange in the period of 2010–2014. The result was that the LDR did not affect CAR. Beside, ROE and BOPO ratio had significant negative effect to CAR. Other result is LDR, ROE, andBOPO variable simultaneously has significant effect to the CAR.