Insurance Watch: Covid-19: What's covered?

摘要

By now we have all become somewhat accustomed to the Covid-19 pandemic world we live in. As restrictions are lifted and businesses restart and reopen, one question is asked again and again: "Am I covered?" The answer? You are and you aren't. The policy you carry on your commercial hull should include maintenance and cure for your crew. This provides coverage for injury and illness that affects crewmembers while they are signed on and in service to the ship. But what about when a passenger falls ill? As one adjustor said, this is unchartered territory. He did say the policy would defend the client and that it will be interesting to see if the passenger could prove the virus was contracted on board the vessel.