Taking advantage of those options isn't a one-and-done deal. It takes ongoing planning, as well as discipline, to make the decisions that can help achieve financial peace of mind, rather than financial stress. According to the 2018 National Financial Capability Study, over half of people in the United States say that simply thinking about their finances makes them anxious. A 2013 Kansas State University study revealed that early financial arguments rank as the top predictor of a married couple's potential for divorce. Another study from an economist at the University of Nottingham in England found that people who struggle to pay off debt and loans are more than twice as likely to experience depression, severe anxiety, and other mental health problems.
展开▼
