Trends and developments in mobile payments

摘要

The HP-RFi Australian PaymentsnResearch – commissioned by HP –nindicated that the main competitor toncontactless cards is mobile payments.nA mobile payment occurs when anconsumer’s mobile device is involvednin the initiation and confirmation ofna payment. Most mobile paymentnsystems also include a wallet whichnis a service allowing the consumer tonaccess and manage multiple paymentnsystems, such as debit cards, creditncards and gift cards, through theirnmobile device