On the surface, It looks like the golden age of do-it-yourself personal finance. We're trading stocks without brokers, buying insurance on the Web and choosing among asset allocations for our company 401(k)s. We stormed the Kingdom of Money like revolutionaries and seized control. But a quiet counterrevolution is underway. Many of us are feeling oppressed by so much choice. We're drowning in an excess of financial products, cross-talking gurus, look-alike mutual funds and useless financial data. As one frustrated reader writes, "the more I learn, the less I know." You can practically hear the cries of surrender in the air. Help! Help!
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