Can all of a bank's many operations be boiled down to a single measure of overall risk? And-given the ripple effect that a bank failure has on the economy-can that measure be corrected if it gets too high? The FDIC wants to find out by the end of the year. The agency is examining 105 banks with assets of more than $10 billion and creatingfor each a scorecard based on categories like earnings and heavy ex-posure to credit. The plan is to charge each institution based on the threat it poses to the global financial system-in theory, deterring future crashes. It's a tricky task-one the American Bankers Association calls too new and subjective. "It was rolled out amid troubles in the industry.
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