A secure energy-efficient m-banking application for mobile devices

摘要

Mobile banking is one of the emerging services in telecommunications due to the explosive increase in the number of mobile customers around the world. Solutions for mobile banking are varied, ranging from the use of Wireless Transport Layer Security, Security Socket Layer, or application-layer based options. Whereas security at the transport layer is a good choice for e-banking, using it in a mobile device presents several disadvantages such as high energy consumption. In this work, we present a secure energy-efficient m-banking solution for mobile devices. We propose an application-layer protocol whose message formats and message exchanges are designed to reduce time processing, bandwidth use, and energy consumption. Through experimentation, we demonstrate that our secure solution reduces power and energy consumption in more than 30% compared to a secure web-access from the mobile device.