The Economics of Financing a Small Business: A Large Sample Framework

摘要

This study examines the economics of financing small businesses and the main characteristics of those businesses. This study reveals information about small business owners, especially entrepreneurs. More specifically, this study identifies the differences in the various managerial behaviors of entrepreneurs, given the type of businesses they manage, their gender, their level of education and their ethnicity. The data gathered is focused so that the reader will get a broad picture of the characteristics of both the entrepreneurs and the businesses. The analysis utilizes primary and secondary data. The primary data was obtained through the use of a survey prepared by the Small Business Finance students of the University of Houston - Downtown. The secondary data was obtained from articles published in business journals that relate to the acquisition of capital for small businesses and entrepreneurs.