More libraries are supporting mobile users in many areas these days, and a digital wallet is one more added convenience for mobile users. Many consumers have already turned from cash transactions to credit-only. Whether it is the convenience of carrying only one plastic card or the ease of paying off the purchases on one bill at a later date, the process is making many consumers turn away from cash-only merchants. Even gas stations are trying to entice cash-only customers by offering a discount. Nonetheless, the use of credit is still continuing to increase.
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