You arrive at work one morning to find your building in flames. The fire department is doing its best to hose down the structure, but it's apparent nothing will be left. Your inventory, your equipment, your business records... all gone. Your employees are standing around, stunned. This experience can happen to anyone. Fires, wind storms and power failures can strike at any time. Floods, earthquakes, hurricanes and tornados make the nation's headlines every year. In the worst disasters, businesses fold. But financial losses can be severe even for those operations that manage to stay afloat. The loss of accounts receivable information, for example, means businesses don't know who owes them money. Customer lists may be irretrievable, putting a crimp in future earnings. Recent disasters, and the tragic events of 9/11, have put this issue on the front burner for many business people.
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