Average GSE Guarantee Fees for Single-Family Loans Declined in 2009

摘要

The average guarantee fee charged by Fannie Mae and Freddie Mac on single-family mortgage acquisitions dropped from 25 basis points in 2008 to 22 points in 2009, according to a report by the Federal Housing Finance Agency (FHFA).rnThe government-sponsored enterprises (GSEs) typically provide mortgage-backed securities (MBS) to the sellers in exchange for loans, charging a fee to guarantee payments on the MBS.