Tony Hughes, managing director of Hughes Safety Showers, is calling for insurance companies to remind policyholders of the risks they take by ignoring legislation. It comes in response to insurers' own claim that, in view of mounting litigation, they cannot continue to keep paying for injuries to employees at work. "At present, insurers put more conditions on policy holders to protect property than they do to protect people," says Hughes. Property insurers insist that policyholders must have certain types of equipment, such as fire extinguishers, sprinkler systems and alarms systems, on written maintenance contracts with a qualified service provider. Liability insurers do not impose similar conditions, in part because protective legislation already exists.
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