The Conversation

摘要

"If you've got a healthy new baby, no will and no life insurance, and only $600 or $1,000 to spend, don't blow it all on a lawyer. Do it yourself with software ... and use the rest of your money to buy a 20-year level premium term life insurance policy for each of you, from an insurer with an A rating. ... [Later] when you've got some extra cash, sit down with an estate planning lawyer."