GUEST EDITORIAL

摘要

Thinking clearly about money is hard for most people. Most of us are far from expert about investing. We "know" money is important, but we don't talk about money objectively or regularly-even in our own families and even with ourselves. Thinking clearly about the long term is also hard. Most of the time, most of us do not think more than a few years ahead. (And most of our "longer-term thinking" is really daydreaming.) How many of us have sat down and written a plan for the next 10 years that we would want to live by-or could sit down and write such a plan? Now combine the two-money and time-and most of us blush in recognition that we are "not ready for the question."