Contributions of IMFs Programs to Household Financial Resilience: Financial Evolution of Households in Rural Areas&br/&—The Case of Malagasy IMFs

摘要

Microfinance has been promoted by donors as an effective tool to ensure the financial resilience of the population in underdeveloped countries. Indeed, their main goal is to promote development in poor countries. In the new millennium, poverty reduction and financial resilience have become the watchwords of almost all the institutions involved in the socio-economic development of poor countries. But the problem is to know to what extent IMFs programs participate in the financial evolution of households? Based on the hypothesis that IMF programs will allow households to improve their financial situation, the objective of this study is to evaluate the contributions of microfinance activities on the financial evolution of households based on the results of an opinion survey analyzing the evolution of the monthly income and savings capacity of a sample of 200 households from the rural environment.