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Online Banking Authentication System Using QR-code and Mobile OTP

机译:使用QR码和移动OTP的网上银行认证系统

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This paper explains implementation details of online banking authentication system. Security is an important issue for online banking application which can be implemented by various internet technologies and gap between real world and virtual world can be filled up. While implementing online banking system, secure data transfer need can be fulfilled by using https data transfer and database encryption techniques for secure storage of sensitive information. To eliminate threat of phishing and to confirm user identity, QR-code which would be scanned by user mobile device can be used and weakness of traditional password based system can be improved by one time password (OTP) which can be calculated by user transaction information and data unique at user side like imei number of the user mobile device
机译:本文解释了网上银行认证系统的实现细节。安全性是可以通过各种互联网技术实现的在线银行应用程序的重要问题,可以填补现实世界与虚拟世界之间的空白。在实施在线银行系统时,可以通过使用https数据传输和数据库加密技术来安全存储敏感信息来满足安全的数据传输需求。为了消除网络钓鱼的威胁并确认用户身份,可以使用将由用户移动设备扫描的QR码,并且可以通过一次由用户交易信息计算出的一次性密码(OTP)来改善传统基于密码的系统的弱点。和在用户端唯一的数据,例如用户移动设备的Imei号

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