Analyzing the factors affecting the decision making of the credit committee of Iran Export Development Bank using fuzzy Analytic Hierarchy Process (Fuzzy AHP)

摘要

According to the role of decision making in credit of credit committee of Iran Export Development Bank, evaluation and ranking the factors influencing the decision of the committee is necessary. This study was conducted in 1393. The present study method is a descriptive-survey. And Fuzzy Analytic Hierarchy Process (FAHP) is used to rank the impact of these factors on the decision making of the credit committee of Iran Export Development Bank to rank the factors mentioned by experts. The population of the Committee on the Export Development Bank is 43 branches. The statistical samples were gathered through random sampling and Morgan 36 questionnaires were randomly divided and distributed among top management level "the head of the committee". Three criteria such as Bank income, credit risk and investment were evaluated to select the manufacturing sector credit, the public sector credit, consumer credit and credit of the commercial sector. Criteria for credit risk, investment and banking revenues were allocated at the first to third priority. Sector credit among the options was the top priority.