Reasons behind the Practices of Green Banking by Commercial Banks: A case study on Bangladesh

摘要

Green banking is a new initiative throughout the world. The leading bankers and entrepreneurs have come forward to save human from environmental disasters. In the context of Bangladesh, if we think about it, we will find the situation to be terrible. Our people have little awareness about environment, air and water pollution, industrial and medical, and household wastes. In this way, we can say green banking is nothing but an 'eco-friendly socially responsible banking system' which drives the whole nation towards a healthy environment and presents an excellent and hazardless banking. We have selected bankers as the possible sample of this study and have conducted probability stratified sampling technique. The total 60 respondents have been selected by the rules of factor analysis. Factor analysis then has been used to analyze the data and to draw the findings. From the factor analysis, it has been found that three factors namely loan & legal factor, environmental factor, and economic factor are the real influencers. These three factors have consolidated variance of 74.957% of the decision with respect to the appropriation of green banking by the commercial banks to make sure sustainable economic development. Keywords: Green Banking, Green Products, Climate Change Issues, Paperless Banking, Online Banking, Mobile Banking, ATM.