In our day to day life ATMs are widely used and have brought so much relief to the financial world. Various problems were solved with the advent of these machines ranging from keeping the banking hall free of traffic with its attendant issues. But crime at ATMs has become a nationwide issue that faces not only customers, but also for bankers and this financial crime case rises repeatedly in recent years. To handle this issue, one solution can be the use of graphical password to overcome the problem of textual password. In this paper, we present and evaluate our contribution, i.e., the iChess password. The iChess password is a multifactor authentication scheme. We present an iChess Chess board virtual environment where the user navigates and interacts with various objects. The series of actions and interactions toward the objects inside the iChess environment constructs the user’s iChess password. The design of the iChess virtual environment and the type of objects selected determine the iChess password key space. Further for more security we are providing a random four digit number (flash code) on the respective users mobile which is new for every login.
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