Perception of health insurance of Khon Kaen University students

摘要

Background: There are three main types of health insurance system in Thailand including universal coverage (UC), social security insurance, and civil servant medical benefit system. Students at Khon Kaen University (KKU) are automatically received the UC coverage. This study aimed to evaluate if KKU students know their rights for health insurance.Methods: This study was a survey research conducted on undergraduate students at KKU. An open-ended questionnaire was used to assess if subjects were known and knowledgeable regarding their health insurance during the study at KKU. Results: There were 400 students participated the study. Almost half of students (189 subjects; 47.25%) were 19 years of age with the range of 18-23 years. Of those, 122 students (30.50%) did not know if they had health insurance or not. Only 26 students (6.50%) knew details of the health insurance for KKU students, while 289 students (72.25%) did not know whether KKU students have health insurance. Conclusions: Undergraduate KKU students were not knowledgeable about their health insurance. Further campaigns regarding student health insurance should be performed to educate students’ rights in health insurance.