Alliance & Leicester's launch last week of a two-factor technology to enhance the security of its online banking service looks unlikely to prompt a rush of similar offerings from its rivals. Of all the UK banks on the high street, only HSBC has said it will follow Alliance & Leicester's lead by rolling out its own two-factor technology later this year. Even Lloyds TSB, which is trialling a smart token solution from Vasco, has indicated that it is far from convinced of the need for a full-scale rollout, despite the clear security benefit it has seen so far.
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