How to Avoid that Depleted Feeling

摘要

Do a quick search on the Internet, and you'll find dozens of calculators that show how much you need to save for retirement. But most of them don't tell you how much you can safely withdraw each year once you do retire so that you don't outlive your money. In many ways, it's a knottier problem than saving for retirement. Younger savers have time to make corrections and adjust for underinvestment or disappointing returns. Those who are living off their accumulated wealth have less flexibility to make up for bad financial decision-making.