IF YOU WORK FOR A COMPANY that starts its fiscal year on Jan.1-and 70% of employers do-the 2006 benefits package should soon hit your mailbox.Brace yourself for sticker shock:You may even feel a little sick when you see the combination of higher costs and reduced coverage.That's because your employer is paying an average of 8% more,an extra US600,for your health insurance in 2006,according to human resources consultant Towers Perrin in Stamford,Conn.
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