The market meltdown unmoored many a financial plan. With the portfolios of countless baby boomers a shadow of what they once were, BusinessWeek asked five top investment advisers to draft a plan that would enable a hypothetical couple to meet all of their financial obligations.rnTo create the profile of our couple, we picked a sce -nario that describes at least a portion of our reader -ship: a husband and wife, ages 51 and 49 respectively, with two kids in college and a third headed that way. The pair earn a seemingly comfortable $210,000, but college costs and high state taxes claim a large share of their income. Making matters worse, their taxable and retirement investment accounts were ravaged in the downturn. So they're worried about having enough money when they're ready for retirement-and they're wondering whether they'll have to endure sharp cutbacks in their lifestyle (page 48).
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