Bob in accounting is going to fix currency rates I'll tell Jamie Dimon

摘要

In the 2002 sci-fi movie Minority Report, Tom Cruise plays a Precrime officer who hunts down murder suspects before they act. Now, after racking up more than $36 billion in legal bills since the financial crisis, JPMorgan Chase is testing an algorithm designed to catch employees before they misbehave as part of an effort to improve culture and controls, says Sally Dewar, who's overseeing the project. Computers will analyze dozens of factors, including whether workers skip compliance classes, violate rules governing personal trading, or breach market-risk limits, to determine who may be likely to violate government regulations or company policy. Billions of e-mails flow through each bank annually, overwhelming people's ability to monitor them. "It's very difficult for a business head to take what could be hundreds of data points and start to draw any themes about a particular desk or trader," says Dewar, head of regulatory affairs for Europe. "The idea is to refine those data points to help predict patterns of behavior."