The Case for Not Overstocking Your IRA

摘要

In 2016,1 finally paid off my student debt. Practically every other cent left over after rent and other living expenses went into my retirement account. Was it a mistake to load up my 40l(k)? Thomas Anderson thinks so. This is our story. Compared with the average American, I'm doing all right. I have a good job, I'm saving regularly, and I'm debt-free for the first time since graduate school. That doesn't feel like nearly enough, though, not in Manhattan anyway, where everybody else seetns to be enjoying $200 monthly gym memberships, $500 Broadway tickets, and $800 parkas.