LIQUIDITY LINKS INSURERS AND BANKS

摘要

Financial institutions face a daunting new regulatory landscape in the EU, requiring a complete overhaul of investment and funding strategies simultaneously across much of the sector. For insurers, Solvency II is due to usher in from 2013 - although with a long transition period - uniform standards for calculating solvency capital requirements (SCR). These standards will be based on the risks to which the insurer is exposed through both its written insurance liabilities and its invested assets. Capital will become a dynamic measurement driven by risks that are marked-to-market.