加大金融创新力度更好地服务于小微企业发展

摘要

小微企业是我国国民经济和社会发展的重要组成部分，在促进经济增长、增加就业、科技创新等方面发挥着不可替代的作用。金融是支持小微企业发展的核心。加大金融创新力度，支持小微企业健康快速发展，对于保持我国经济平稳较快发展、增强国民经济活力具有重要的战略意义。本文对陕西金融业支持小微企业发展的措施和效果进行了分析，指出金融机构需要进一步加大金融产品与服务创新，更好地服务于小微企业发展，更好地支持实体经济发展。%Micro and small enterprises are the important composition of national economy and social development, and they play an irreplaceable role in promoting economic growth, increasing employment and science and technology innovation. Finance is the core of supporting the development of micro and small enterprises. Increasing financial innovation and helping micro and small enterprises to develop healthily and rapidly are significantly meaningful to maintain a steady and rapid economic development and strengthening vigorous national economy. The paper analyzes the measures and effects of financial support for micro and small enterprises in Shaanxi province, and points out that it is necessary for the financial institutions to further increase innovation of financial products and service to better serve for the development of micro and small enterprises and better support the development of the real economy.