供应链金融风险评价指标体系构建与实证分析--基于江苏省的调研

摘要

作为一种金融创新服务，供应链金融已经成为解决中小企业融资难题的重要途径。如何有效管理供应链金融风险，是拓宽中小企业融资渠道和推进银行供应链金融业务的现实要求与紧迫任务。本文基于风险综合管理的思路，建立供应链金融风险评估指标体系，运用CRITIC赋权法和灰色关联分析法对江苏省六个银行的供应链金融业务进行风险评估，并提出供应链金融可持续发展的对策建议。%As a type of financial derivative instrument, the supply chain finance (SCF) has become an important way to solve the financing problems of small and medium-sized enterprises. How to effectively control the financial risk of supply chain is the practical requirements and urgent task to broaden the financing channels for small and medium enterprises and to increase the proportion of supply chain financial loan in banking business. Based on the idea of comprehensive risk management, this paper builds up a SCF risk assessment system and has an empirical study on six banks of Jiangsu Province by applying CRITIC and GRAP. Then, it puts forward some recommendations to maintain the healthy and stable development of supply chain finance.