勾建小微企业信用融资系统，疏通银企融资渠道

摘要

当前，小微企业难以从商业银行获得贷款支持，这严重制约了小微企业的发展。因此，通过研究构建小微企业信用融资系统，疏通小微企业与商业银行的对接渠道，解决小微企业融资难的问题；通过小微企业、贷款机构、政府园区、金融管理部门网络互联，共同打造信用融资公共平台，以解决小微企业融资难问题的具体实现路径。%At present, it＇s difficult for small micro-enterprises to loan from commercial banks, which seriously restrict the development of the SMEs. The essay researches on building a SMEs credit financing system, smoothing the channel between the SMEs and commercial banks, to solve the financing problem of SMEs. The essay also proposes to build a public credit financing platform by interconnecting the SMEs, lending institutions, government and industry zones, as well as the financial management departments, in order to help SMEs find a path of financing.