With the development of electronic banking business, the related fraud is more and more serious. This paper analyses the current situations of cyber-banking, introduces the fraud risk types which cyber-banking encounters, and gives the security countermeasures from the perspective of both the customers and banks.%随着网上银行业务的不断发展,欺诈情况越来越严重,一些违法者频繁的进行网上银行欺诈行为。文章分析了网上银行的发展现状,介绍了网上银行的欺诈风险种类,并且从银行和用户两个角度提出了安全防范措施。
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