移动支付NFC+SWP方案深入分析及技术优化

摘要

This paper introduces the SWP and upper layer HCI protocols which are the basic protocols be-tween the SIM card and the NFC chipset (so-called Contactless Frontend(CLF))when implementing NFC related Mobile payment in Communication networks. The latest progress of the standard home and aboard;the technical characteristics of the SWP and the HCI;the principle of physical signal's transmission; the lay-ered protocol architectures and the trend of applica-tions are all covered. On that solid technical fundation, this paper discovered a severe techincal error and cre-ated a optimization method which had been thoroughly discussed and verified by related international techni-cal experts.%介绍了通信网中实现移动支付等近场通信业务的关键接口，即UICC与非接触通信模块（CLF）间SWP通信接口，及上层HCI协议，包括国内外标准最新进展，SWP和HCI技术特点、物理信号传输原理、分层协议架构和应用趋势等，并在技术深入分析和实测实验基础上，提出了针对标准中一项重大问题的技术定位和优化建议，经过深入讨论得到产业界和ETSI标准专家组的认可。