基于规则和工作流引擎的保险电子商务系统研究

摘要

The cost controllable,flexible and easy extension insurance industry e⁃commerce system was designed and con⁃structed,which takes SSH framework of open⁃source MVC as its foundation framework,and integrates Drools rules engine. The process standardization of the insurance e⁃commerce system was realized while ensuring the system target. A feasible solution is given successfully to solve the problems of trial and underwriting with manual participation and low automatic processing level in sale process of the insurance products. The practicality and easy extension of the insurance e⁃commerce system constructed with rules engine are demonstrated with practical on⁃line commerce.%通过采用开源MVC框架SSH作为系统的基础框架，并集成Drools规则引擎设计并构建了成本可控、灵活且易于扩展的保险行业电子商务系统。该系统在保证系统目标的同时实现了保险电子商务系统的流程标准化，并成功给出一种可行方案解决保险产品在销售过程中面临的试算、核保等需要人工参与或自动化处理水平较低等问题。通过实际的商业上线，论证了采用规则引擎构建的保险电子商务系统的实用性及易扩展性，实现了系统的初始设计目标。