P2 P网贷支持我国体育产业发展：基于金融法视角的可行路径

摘要

P2P network lending is an important part of the Chinese sports financial system,an important driving force for cultivating the Chinese sports industry and sports financial benign ecosystem,and the key to promote sports financial service ability.However,the existing P2P network lending supervision legal system of China is lagging behind.The dis-tinction between P2P network lending and illegal fund-raising crime is blurred.The supervision organization,market ac-cess mechanism,mechanism of market operation regulation and market exit mechanism legislation should be further im-proved.Legislation should be insisted on the principle of financial security and moderate supervision,and the protection of the rights and interests of investors.%P2P网贷是中国体育金融体系的重要组成部分,也是培育中国体育产业与体育金融良性生态圈的重要推动力,是提升体育金融服务能力的不二法宝。我国现有 P2P 网贷的监管法律制度明显滞后, P2P网贷与非法集资犯罪界限模糊,P2P 网贷的监管主体、市场准入机制、市场运营监管机制以及市场退出机制等立法均需进一步完善。立法应坚持以金融安全和适度监管为原则,以加强投资者权益保护为本的理念。